I would like to get some advice from you, community! Advise me an electronic wallet so that I can safely use it as Internet banking and transfer money to other countries

I have been working in the field of copywriting and rewriting for a long time and I use international payment systems to pay for my orders, because it is convenient for both me and the customer when everything is in one phone application. Personally, I use Payoneer because I like its simplicity and convenience